About Us

Grand Capital Management

Currently headquartered in greater Los Angeles, Grand Capital Management was founded on the biblical principal that “Plans fail when there is no counsel, but with many advisers they succeed” Proverbs 15:22. The wealth building opportunities for owners can only be accomplished if surrounded by the right professionals and consistently remain the focal point of the planning. For this reason, Grand Capital Management has ensured that business owners and families can participate in all planning opportunities & receive customized, congruent advice across all financial industries. Our unique network of specialists collaborates with each other on your behalf, so you end up on the winning side of life & business!

The Grand Capital Management Network

Carl Grande

Financial Planner

Carl’s lived in southern California all his life. He’s what they consider a “local kid”. He enjoys hanging out with his wife, Audrey and his daughter, Talia. He loves developing connections with humans and talking about life. Carl likes to ride dirt bikes, play basketball, drive his truck, play a round of golf or two, coach his daughter, & make breakfast! He loves the Lord, and is an active member of Core Church Los Angeles. If you meet him, he might start talking to you about existence and you might just contemplate yours.

Carl started his career as an career insurance agent in 2009, and quickly learned that the financial industry was broken. People needed more than insurance investments to “become wealthy”, and they definitely couldn’t rely on real estate as their primary asset due to the housing market crisis the prior year. So, he ventured into the world of finance and found that there were many different ways to build wealth. In his early years, he spent time working with multiple financial institutions which were best known for their customer service. He learned what it meant to offer good service, and that the people on “Main Street”, particularly small business owners, were very underserved. This realization was the precursor for starting his own business & developing professional relationships to help serve people. The problem he encountered in the industry was trying to give holistic advice while fighting uphill battles with other professionals. There was no congruency in client advice across industries, and people didn’t know who to trust.

So, in an act of bravery, he set out to create a safe place for people on Main Street to experience the planning, strategies, and service that the high net worth were so accustomed to. Voila’! Grand Capital Management was created!

Gavin Wallace, CLU, FLMI, ACS

Insurance Specialist

Gavin was born and raised in the suburbs of New York City. He graduated from Franklin and Marshall College in 2005 with a Bachelor’s Degree in Business Management.

Gavin moved cross-country to Orange County, CA in 2007 and began working in the insurance industry as a Life Insurance Wholesaler. In this position, Gavin discovered a passion for assisting advisors and their clients while advocating for the insurance industry as a whole.

Gavin started his own independent insurance agency in 2018 which he still operates today in addition to assuming his role as the Insurance Specialist at Grand Capital.

Outside of his professional career, Gavin is an avid sports fan who supports the Yankees, Knicks, Rangers and Giants. He has volunteered as a Youth Flag-Football Coach and plays basketball and wiffleball in his spare time. He is also a huge animal lover. When he isn’t busy with work or sports, you can probably find Gavin refining his culinary skills. His specialty is pizza, and he estimates having made over 500+ pizzas entirely from scratch since moving to California.

Michael A. Halterman

Mortgage Specialist

Michael Halterman has fourteen years of experience in financial services providing solutions for clients at all stages of life. He built the foundation for his career in lending, insurance, and retirement planning. Michael has held roles with some of the largest financial institutions in the country as well as more specialized roles with smaller regional organizations. He prides himself in the attention he gives each and every client and uses his experience to create plans for them to improve overall financial well-being.

With his extensive knowledge, he completely understands how important homeownership is to one’s financial health, which is why he focuses solely on mortgage financing to provide strategies tailored to individuals and their families across the United States. He firmly believes in educating his clients along the way and strives to deliver an elevated experience with the attention he provides.

Michael resides in Nashville, Tennessee, but is a Southern California native where he spent much of his life and professional career. When not working, he enjoys spending time outdoors hiking and fishing. Integrity, trust, and transparency are pillars of Michael’s personally and professionally.

Christopher Cervantez

Real Estate Specialist

Chris Cervantez possesses a relentless passion to help his clients. With sellers, he focuses on that highest price from a committed buyer to close the deal. With buyers, he sifts through the “pretty good” and “maybe” to find the “Yes this one” house.

The real estate market is an evolving landscape that is not the same today as it was 6 months, 1 year or 5 years ago. With a career commitment to acting as a real estate agent, Chris gets in front of industry trends, researches local and national markets, and keeps tabs on housing market metrics.

His sphere of industry experts including contractors, inspectors, home stagers and photographers means that the client’s needs are met and that you can make educated decisions.

The San Gabriel Valley is a nuanced and rewarding place to call home, and as a San Gabriel Valley native, Chris understands the in’s & out’s of each area and what makes them unique and special. When Chris isn’t helping his clients achieve their goals, he is spending time with his wife and two kids. Friday nights are off-limits as they are reserved for date nights.

Joshua Paul Schmidt

College Planning Specialist

As a husband and father, I empathize and understand the financial stress that comes when thinking about paying for college and hoping to retire someday. My goal is to help relieve as much of that stress as possible. I have been helping students get admitted into great universities and helping parents pay the least amount possible since 2001.

I actively volunteer at my church wherever I’m needed. I like working with the youth; and I enjoy helping parents find financial peace. Working with the team at Grand Capital, we help the parents optimize where they put their money for retirement, college, insurance, taxes, etc. An effective and efficient financial plan helps you find where you are losing your current money and redirect it back into your pocket. We look at the whole picture and take into account life’s biggest stumbling blocks.

Born and raised in Iowa, I moved to Los Angeles originally to attend seminary school. However, I found a different path to helping people and that came when I started working in the Financial Aid Office at the University of Southern California. While working at USC, I obtained a master’s degree and was adjunct faculty until 2017. During my 15+ year tenure at USC, I was known as the dream-maker. I traveled to high schools throughout Southern California to meet with families and literally helped thousands of students find their best-fit colleges, helped them get admitted, and helped parents save more and pay less for any U.S.-based college.

Kirk Marangi, MBA, MA, CVA

Business Valuation Specialist

Kirk is a business valuator with experience valuing businesses for partnership buy-in and buy-out, family law, estate planning, and outright sale. His typical client is a family owned and run business. His valuations have spanned numerous industries including manufacturing, construction, retail, entertainment, hospitality, health care, professional services, and trades. He holds the Certified Valuation Analyst (CVA) credential.

Kirk is also a forensic economist. Kirk has testified in California Superior Court and United States District Court.

Prior to his “second career” as a forensic economist and business valuator, Kirk held executive and management roles in finance, quality assurance, and operations for several large and medium-sized corporations including Packard Bell-NEC, FDI Collateral Management, Rain Bird Sprinklers, Dole Packaged Foods, and Rehrig Pacific Company. Kirk brings his hands-on experience in manufacturing and service industries to his work as a forensic economist and business valuator.

Kirk is a member of the National Association of Forensic Economics (NAFE), the American Academy of Economic and Financial Experts (AAEFE), and the National Association of Certified Valuators and Analysts (NACVA).

PERSONAL BIO:

Married with three children
Enjoy travel, tennis, swimming, tinkering with 1963 FIAT 1500 Cabriolet sports car
MBA from the Wharton School at the University of Pennsylvania
MA in International Studies from the University of Pennsylvania
BS in Industrial Engineering from Stanford University
Native of Pasadena, California

Why Choose The Network?

Simple Fee Structure

We charge between .50% & 1.85% on professionally managed assets depending on scope, strategy, platform, and amount invested. Our financial planning fees range from $2,500 to $6,000 depending on scope of work.

*Each network professional has their own agreements and service offerings.

Expertise in each industry

As a business owner, we understand you juggle a lot. So, our network of professionals is dedicated to ensuring you get the right information when you need it, and customized to your situation.

Fiduciary

As a fiduciary, we uphold the highest standard of care when working with people. We are required to be detailed but we don’t have to be complicated. We are here to complement your life, not complicate it. Because of this high standard of care, our network professionals work closely with your advisor to ensure congruency.

Accountability

We don’t always tell you what you want to hear, but we definitely tell you what you need to hear. The best relationships are built on honesty and communication, so naturally, we look to provide that.

Ready to plan your financial future with Grand Capital Management?

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